I have been in mortgage lending since 1985, and at Landmark Bank since 1990. I've closed over $460 million in mortgage loans. I have been named a 2017 and 2018 "Best of Lawrence" Mortgage Lender and a KC 5-Star Mortgage Professional every year since 2015. I have worked with over 3700 clients, from first time homebuyers and refinance customers, to investors buying rental homes.
You will notice that Landmark does not have extra charges for document preparation fees, tax service fees, a warehousing fee, a processing fee, an administration fee, or an underwriting fee which many other lenders will charge. This can be where some lenders may say that they have a loan with "no points," but they have more than enough extra charges to make up the cost of a point. The only fee that comes back to us is the origination fee, which is typically lower than the origination fee with other local or internet lenders.
I look forward to working with you on your loan.